Visit the Retirement Estimator at the Social Security Admini

Visit the Retirement Estimator at the Social Security Administration website (www.ssa.gov/planners –> Click on calculators –> then click on quick calculator). There you will find a quick calculator that can be used to estimate your Social Security benefit in today’s dollars. Use an income figure that approximates what you expect to earn in the first full year after graduating from college. When the calculator provides your answer, click on ‘‘break-even age’’ to see when you would be better off if you had waited until age 67 to begin taking benefits rather than age 62.